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If you have decided to purchase a home, you may wonder how to establish your budget. There are a number of factors to think about when you buy real estate. Know what to consider and techniques you can adopt to help ensure affordability. Before the budget The interest rate affixed to a home loan may impact what you will be able to afford. CNN Money recommended improving your ...

Every Loan Officer works with Underwriters. They are the people who determine whether a client is safe enough to lend money to, while the loan officer is often the one to tell the client the underwriter's decision. From a client's perspective, the relationship between a Loan Officer and an Underwriter might seem confusing. They may never meet the Underwriter, and only ever spe ...

It is no secret that a whole lot of people are obsessed with their mobile devices. Americans spend an average of 4.7 hours per day on their phones. Of course, they aren't just using them to chat with their friends anymore. Mobile devices have become the go-to source for pretty much everything. Nowadays, consumers use their phones to book appointments, research restaurants, shar ...

The demographic makeup of the American population is changing rapidly, and nowhere is this more apparent than in the nation's many Latino communities. Long considered minorities in the political, economic and social sense, Latin Americans now play a bigger role than ever in shaping the nation, and this will only become more true if current population trends continue. According ...

The rapid decline in oil prices the U.S economy has experienced could have substantial effects on the housing markets in states whose economies are dependent on the oil, coal and gas industries. While low oil prices are exciting for U.S. consumers, they may not be the best news for anyone trying to sell a home in states that produce coal, oil or gas - or the Energy Patch, as a ...

I serve the Latino market because I am passionate about the culture and I'm Latina. Therefore, something that started out as a very personal thing for me has turned into a business opportunity for New American Funding. I think anybody in America who owns a corporation that wants to stay in business should want to serve Latinos-as they will be the largest segment of first time h ...